• No obligation consultation
  • Over 20 years experience in the property & mortgage market
  • Access to a comprehensive range of mortgages & rates
  • Consistently arranging over £10m of mortgage lending every year
  • Designing bespoke solutions tailored to client needs

• Fully qualified and regulated mortgage and protection adviser.

• Holder of all 3 Financial Planning Certificates (FPC 1,2 & 3) and the Certificate in Mortgage Advice and Practice   (CeMAP).

• Member of the Personal Finance Society and The Chartered Insurance Institute.

• Over 20 years experience in the property & mortgage market.

• Have my own personal investment portfolio of over 80 houses, flats and units.

• Joined the Openwork network as a mortgage & protection adviser in March 2005. Openwork is one of the largest   mortgage & financial advice networks in the UK with over 2000 financial advisers.

• Designing bespoke residential and buy to let mortgage solutions tailored to client’s needs with high quality, jargon free advice you can trust.

• Specialising in sourcing clients the most suitable mortgage from a comprehensive range from across the market.   Access to over 7,000 mortgages and many exclusive rates from a variety of top lenders including Santander, Halifax, Nationwide, Barclays, Coventry, Natwest, TSB, Virgin Money, Tesco and HSBC.

• Have strong professional working relationships with many of our lenders’ key contacts, they can provide guidance   & support before & during your application to ensure your mortgage gets approved & offered. Also hold regular meetings with them to maintain my expert knowledge and understanding of their criteria.

• Always available, 7 days a week, clients have my personal mobile number.

• Hundreds of satisfied regular clients nationwide including many first time buyers, home movers and investors.

• Believe in providing excellent customer service and peace of mind from start to finish with regular updates via   phone, text or email.

• One point of contact keeping you updated every step of the way from application to offer.

• I promise to provide you with a first class service and will do everything I can to ensure your mortgage application gets approved and offered.

• Majority of my business is generated from personal recommendations made from genuinely satisfied clients. If you’re happy with the service, please pass on my details to your friends and family.

Leam Financial Services is an appointed representative of Openwork Ltd which is authorised and regulated by the Financial Conduct Authority.




Some buy to let mortgages are not regulated by the Financial Conduct Authority.